For most of us buying a property abroad is a stressful and often daunting prospect. Everybody that you deal with is either employed by somebody else or looking after their own interests. With the number of unscrupulous solicitors that have emerged in Spain over the years, many people have found that their own representative can cause them concern. Estate agents are employed only to find buyers for properties and to get the best possible price for them. They can generally only offer you properties that they themselves have been instructed to sell, meaning that you may miss out on better quality or value for money properties in the same area!
Finding a suitable property is just the beginning. If you haven’t already organised your finance, you will need to so quickly. An estate agent or developer may push you in the direction of a favoured lender where they earn even more commission and where you could end-up paying inflated arrangement fees/ account opening fees/ interest rates.
In order to purchase the property you will have to have an N.I.E. number. This involves going to the local police station in the area where you are buying, in order to register your application. Depending on the area of purchase, the queues can be very long and this can take a whole day. Once you have completed the registration forms you will need to return them to the police. Six to eight weeks later (this can take longer), you will need to pick-up your documents from the same police station.
These are just a few of the common problems one can face when purchasing in Spain. The potential problems one can encounter when purchasing abroad are well documented. Here at Si Villas! we aim to make sure that none of this happens to our clients. We find you the most suitable properties to view in your chosen area, from the whole market place. We will help you to arrange your viewing schedules. We help to arrange your finance using independent mortgage brokers here or in Spain. This can save you thousands of pounds in unnecessary expenditure (please see our Finance Page) We can get your Spanish bank account opened from here in the UK, saving you lots of time and money in Spain. We arrange for your N.I.E. number from here in the UK, meaning that you don’t have to constantly wait in line at the local police stations in Spain, and return again to Spain to receive them. We have a panel of tried and trusted solicitors both here and in Spain who will deal with all of the legalities of your purchase, and make sure that everything is present and correct with the property you have chosen (see Legal Services section). We make sure our clients are getting value for money with their purchase and are not overpaying relevant to other properties in the area. Our negotiation skills will mean that you can be sure of getting the property you choose at the best possible price.
Once you have the keys to your new home in the sun, our team is on hand to answer all of those inevitable questions that you will have. There is a lot to take in, but we will make the whole process as easy as possible so that you can get to doing what you’ve been longing for; enjoying your new house in Spain!
With every aspect of your purchase organised here in the UK, you can rest assured that everything possible is being done to make that your purchase of a Spanish property goes without a hitch.
